Commercial Property Insurance provides protection for many different types of property used in a business including buildings, business contents, computer equipment, fine arts, valuable papers, accounts receivables, spoilage of food, and inventory.

Loss of Business Income & Extra Expense provides reimbursement for loss of business income due to a covered physical loss to your premises. Extra Expense provides necessary expenses incurred after the loss to assist with moving and renting a new location while your original location is repaired.

Ordinance or Law provides coverage after a loss occurs to your location to conform to current ordinances or laws.

Earthquake Coverage extends coverage to apply for damages resulting from an earthquake.

Flood Coverage provides reimbursement for damage resulting from a covered flood, as defined by Fema, which can result from fast melting snow, severe storms, and heavy rainfall. Flooding can happen anywhere, not just by a lake, river, or stream.

Equipment Breakdown Insurance provides coverage for a sudden, accidental breakdown of objects such as boilers, air conditioning systems, refrigeration systems, electrical distribution equipment, and other items.